Empower Insurance Group

Auto Insurance Programs Overview

Empower Insurance offers four different auto insurance programs to its customers. Programs may include the following features:

  • A+ rated reinsurance
  • Available discounts include multi-car, homeowners, proof of prior insurance, and safe driver
  • Multiple down payment plans
  • Bilingual agent support and customer service
  • Older and lower value vehicles OK
  • In-house claims service - fast, fair, and accurate claims payments
  • Liability or full coverage risks in-state SR-22s
  • Towing, labor, and rental reimbursement available
  • Direct billing with EFT payment options
  • Hundreds of local agents ready to assist you
  • 25/50/25 limits

Empower Insurance Programs

All of Empowers auto insurance programs share most of the features listed above, plus their own unique features listed below.

Empower Lone Star Select Auto Insurance

The Lone Star Select Auto Insurance program is Empower's standard personal auto policy. Some of its unique features include:

  • No credit scoring!
  • Coverage 6 month

Empower Limited Auto Insurance

The Limited Auto Insurance program is one of three of Empower's standard personal auto policies with endorsements. Some of its unique features include:

  • No Credit Scoring!
  • 6 month Coverage
  • Driver exclusion for spouse and other household members
  • Additional available discounts include full disclosure discount and prior in-house discount

Empower Priority Auto Insurance

The Priority Auto Insurance program is one of three of Empower's standard personal auto policies with endorsements. Some of its unique features include:

  • No Credit Scoring!
  • 1 month coverage option for liability only
  • Driver exclusion for spouse and other household members
  • Additional available discounts include full disclosure discount and prior in-house discount

Empower BRAVO Auto Insurance

The BRAVO Auto Insurance program is one of three of Empower's standard personal auto policies with endorsements. Some of its unique features include:

  • Multi tier credit score program for possible lower rates
  • 6 month coverage
  • Option to choose a monthly bank draft date
  • Additional available discounts include full disclosure discount and prior in-house discount
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