Empower Insurance Group

Prohibited Vehicles

The following list is Empower's prohibited vehicles list. Empower will not provide coverage for these vehicles.

Prohibited vehicles list:

  • Any vehicle with more than 4 wheels
  • Any Vehicle with less than 4 wheels
  • Alfa Romero
  • Baja's
  • Chevrolet Corvettes
  • Chevrolet Geo Tracker
  • Daihatsu
  • Dodge Raider
  • Dune Buggies
  • Golf Carts
  • Hummers
  • Isuzu Amigo
  • Jaguar
  • Jeep CJ Series
  • Jeep Wranglers
  • Porsche
  • Sterling
  • Subaru Brat
  • Suzuki Sidekick
  • Suzuki Samurai
  • Volkswagen Thing
  • Vehicles valued at more than $35,000.00
  • Smart Cars
  • Additions to the list may be added at any time please refer to the latest underwriting guidelines for the program you are using.

We may accept for liability if photos are provided (approval required) on the following:

Ford Crown Victoria Police Interceptor

  • Liability - Yes but must have photos in & out to make sure all police equipment was removed (front metal guard, inside metal divider & metal dash adaptor for computer, outside driver side light).
  • Comp/Coll - Yes w/photos and car must not have the police equipment just as described above.

1 Ton Trucks

  • Liability - Yes but need photos in & out to make sure not a flat bed or a dually
  • Comp/Coll - Yes must have photos

All Half Ton or Above Vans

  • Liability - Yes but need photos in & out to make sure its not a van used for business (no windows, cargo van, etc.)
  • Comp/Coll - No

Convertibles

  • Liability - Yes but need photos
  • Comp/Coll - Yes must have photos

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Questions?

If you have any questions please call: 1-877-437-5010